The company behind Tapdi
Pick the right card.
Tap đi.
“Tap đi” is Vietnamese for “go on, tap.” We build Tapdi so the moment at the till comes with confidence: the right card, the cashback you expect, and no due date forgotten.
Four cards, four rulebooks. Sample cards for illustration.
The moment we design for
Wallet full of cards. Head full of rules.
Every card comes with its own fine print, and nobody remembers it at the till. Tapdi does the remembering, so people can just tap.
- 5% on groceries
- 6% on dining, capped at 200,000₫
- Counts only after 3,000,000₫ spend
- Cap resets on the statement date
- Annual fee waived above a spend target
Our product
One app for the whole life of a card payment.
Tapdi brings each card's rules, caps, fees and due dates into one place. It works from the bank alert emails users choose to forward, and never asks for a bank password.
Available in Vietnamese and English.
Good evening · Fri, 2 Oct
Where are you paying?
Use this card · ••••7384
MSB mDigital
8%
≈ ₫20,000
₫180,000 of ₫250,000 cap left this cycle
Your other cards
Interactive illustration · hypothetical cards and rules
Tapdi uses your spending history and each card’s rules to estimate cashback. Results depend on eligibility, caps, and how your bank classifies the transaction; the bank’s statement is the official record.
- Cards ranked for the category you're about to spend in
- Warned before a cashback cap fills up
- Caps run on your statement cycle, not the calendar month
- Suggests the next card worth opening, from your own history
₫688,000
from 4 cards
Cap left this cycle
VPBank Platinum Cashback
Groceries · 5%
Almost full
VIB Cash Back
Dining · 6%
Almost full
HSBC Visa Cash Back
Online & travel · 5%
₫238,000 left
MSB mDigital
Online · 8%
₫180,000 left
VIB's dining cap is almost full. Use VPBank (3%) for dining until it resets on the 10th.
Interactive illustration · hypothetical cards and rules
Highlands Coffee
VIB ••9102 · 08:12
₫185,000
+₫11,100
WinMart
VPBank ••4821 · 12:40
₫640,000
+₫32,000
Grab
MSB ••7384 · 19:05
₫120,000
+₫9,600
Nothing counts until you approve it.
Interactive illustration · hypothetical cards and rules
Cycle 26 Jun – 25 Jul
- Tapdi calculated
- ₫412,000
- Bank credited
- ₫340,000
Interactive illustration · hypothetical cards and rules
Left to pay this month
₫9,450,000
3 statements open · next due 5 Oct
Coming up
MSB ••7384
Due 05/10
₫3,240,000
In 3 daysVPBank ••4821
Due 15/10
₫4,120,000
In 13 daysVIB ••9102
Due 25/10
₫2,090,000
In 23 daysHSBC ••5530
Due 28/09
₫1,950,000
PaidInteractive illustration · hypothetical cards and rules
Guidance at checkout
Not just which card. Why.
Pick a purchase. Tapdi suggests a card from your wallet and shows the reasons behind it.
About to pay ₫1,200,000 · WinMart
Tapdi suggests this card
+₫60,000
estimated cashback
Why this card
- 5% back on groceries, your best rate here
- ₫240,000 of this cycle's cap still unused
- This month's minimum spend is already met
Your other cards for this purchase
- VIB2%
- HSBC1%
- MSB0,5%
Interactive illustration · hypothetical cards and rules
Promises we don't bend
Trust is the product.
No bank password needed
Tapdi never asks for your bank username, password, OTP or full card number, through any channel.
Estimates are labelled as estimates
Cashback figures in Tapdi are estimates. Your bank decides the actual amount, and Tapdi helps you compare the two.
We don't sell personal data
Your data is used to provide the service. You can export or delete it at any time from Settings.
Built for Vietnamese law
Our Terms and Privacy Policy follow Vietnamese law, including the Personal Data Protection Law No. 91/2025/QH15.
The team
Small team. Direct line.
The people building Tapdi answer their own email. Write to us and you reach a founder.
Mark Pham
Co-founder
Leads product and operations at Tapdi.
Ngoc Le
Co-founder
Helping build Tapdi to make everyday card management clearer, friendlier and easier.
Investors & partners
Help us bring Tapdi to every card in Vietnam.
We are open to conversations with investors, banks, card issuers and strategic partners who share our view of transparent personal finance.
Investor relations